Welcome to our free online tutorial on how to buy your first home. Step by step we will teach you what you need to know to find the best home at the best price with the least amount of hassle.

 Hello There. This website is designed to teach you everything you need to know about buying a home. Although we call it Your first home this site is a valuable source of information for anyone considering any type of real estate transaction in the near future. So here are the first steps.

Buying a home is an important decision and it is important to make it an intelligent decision for your present circumstances. That is why it is important to make a careful analysis of all the circumstances as they pertain to you. Buying a home is also one of the smartest financial decisions you can make as long as it does suit your circumstances.

2. Now we will assume after a careful analysis that you do want to buy a home. First you need to determine if you can afford to buy a home.

You will need a down payment of 5% of the purchase price if buying through a bank or most conventional lenders(If parent or a relative will supply this for you that is allowed by the lenders as long as it is accompanied by a gift letter stating it does not have to be repaid.)Note we do have 100% financing available through one of our lenders. You can apply here

You will need about 2 to 3% more to cover your closing costs. Closing costs consist of the following: lawyers fees, deed transfer tax, fuel adjustment, document registration, title insurance or surveyor's certificate, building inspection, water test and tax adjustment. 

We offer a free consultation with a buyers agent to answer all your questions and explain the whole process. We also set up your own web portal in our collaboration center so you will be emailed  any listings that meet your criteria. Just email or call 1-866-584-1444. You can also search all the MLS listings at our website

Hants Realty Limited